Say Yes To Canadian Working Capital Solutions - Say No To Financing Cash Flow Obstacles !

Today the goal is fairly simple. We'll identify some of the obstacles encountered by Canadian business when it comes to financing cash flow, and, as importantly we'll demonstrate some traditional as well as new forms of working capital solutions for the Canadian business owner and financial manager.One of the reasons we like talking to clients on this subject is simply for the fact that certain terms in financing,personalized bobble heads, i.e. ' working capital' and 'cash flow' are often overworked and not properly understood.Let's look at working capital as an example. Your accountant or your text will talk about that being the difference between current assets and current liabilities. We think a more clear way to understand that concept,,, and certainly a more ' real world ' one is to think of your business having hundreds of daily,customized bobbleheads, weekly ,custom bobblehead, or monthly ' incidents .Incidents? Yes, incidents such as making a sale, recording a receivable,personalized bobblehead, buying inventory, shipping inventory, finally collecting that receivable, etc. Those tens, hundreds or thousands of incidents change your balance sheet accounts every time,personalized bobbleheads, and their year end summary of activity reflects ' sources' and ' uses ' of cash flow - i.e. where it came,customize bobblehead, where it went!Your ability to understand the ' turnover ' in your accounts will ultimately reflect your ability to address,custom bobbleheads, and understand cash flow challenges,custom bobble head, and our proposed ' fix' re: solutions.For a manufacturing company the process is,,, for example,ATP Tennis - Serena Williams Advances To Third Round In The Madrid Open, well defined. Buy inventory... make products,customize bobblehead,Outsource Bookkeeping Responsibilities To Save Money And Ensure Quality, sell and invoice those products,How To Using - Using Books,customized bobbleheads, and collect your funds. It's a simple three step process right? But what happens when your cycle of operations is long, or complicated. That's when financing challenges occur. Canadian business owners must be in a position to understand where profits went, why A/R and inventory might be done but not profits up, and where funds will be found to purchase new assets.Misunderstanding of cash flow is rampant we feel. We read about it being a ' yardstick measure of success ' in investments. We note our financials have a ' cash flow ' statement. Our accountant gave us a ' discounted cash flow ' analysis, and we're working on a ' cash flow budget. Talk about a very convenient catch phrase!So once we finally get a handle on understanding and addressing working capital solutions the financing of cash flow becomes a lot easier.So what about those working capital solutions we spoke of,custom bobbleheads, traditional, and otherwise. Options to enhance your cash flow needs are available to the Canadian business owner.They include bank lines of credit, government SBL loans for new assets, which in turn save cash outflows for new assets. And don't forget equipment leasing as a solid asset finance vehicle. Receivables and inventory can be financed via one working capital or asset based lending facility, or separately via boutique offerings through specialized commercial finance firms. More esoteric financing, yet 100% viable and effective are the monetizing of SR&ED claims, as well as purchase order financing.So what's our bottom line? Simply that there are achievable goals in addressing working capital expectations - but those goals must be appropriate to the specific cash flow challenge, in terms of structure and rates. Make a commitment to address financing cash flow,.,More Focus Driver Aids Awarded, and speak to a trusted,personalized bobbleheads, credible and experienced Canadian business financing advisor on those very solutions.